Why [not] Me?

I just finished watching National Treasure for the first time. It was on television, so I imagine it was not in its complete form. Regardless, I just loved it. Mostly because there's something so unexplainably thrilling about a treasure map, a dark and dilapidated cave or tunnel system, the bad guys on your heels, and the promise of a huge reward.

I can think of so many movies that follow this general plot....Indiana Jones, The Goonies, Pirates of the Caribbean, just to name a few. And I only have one question. How come I never get to go on a treasure hunt, following clues, and solving puzzles?